Retirees and family members under age 65
This year’s Open Enrollment will take place November 1-30, 2018. During enrollment you may switch to another NAF employer-sponsored plan (if available in your geographic region) if you are currently enrolled in medical coverage. Standard eligibility criteria will apply. If another plan is not offered in your area, you will not be able to switch at this time.
Any changes made during the enrollment period will be effective January 1, 2019.
If you are not making any changes, you don’t have to do anything. Your existing coverage will remain in effect for 2019. Keep in mind, you may not enroll or re-enroll in a plan that you were not eligible for at the time you retired. You may only make changes to your coverage elections during the year if you have a qualified family status change (adding or removing family members).
Retirees and family members turning age 65
Depending on your NAF employer, you may not be automatically enrolled in the Aetna Traditional Choice indemnity Plan. You will need to check-in with your servicing Human Resources Office to see if there are any actions you need to take to enroll in the Traditional Choice Plan once you turn age 65. You are strongly advised to enroll in Medicare Parts A and B.
Retiree and family members over age 65
Since you are already enrolled in medical coverage, you do not need to take any action during Open Enrollment.
Social security numbers removed from Medicare cards
Centers for Medicare & Medicaid Services (CMS) has made the necessary system updates to remove Social Security numbers from Medicare cards and add the new Medicare beneficiary identifier. Medicare members started receiving the new card with instructions to destroy their old card earlier this year. New cards will continue to be mailed through April 2019.
The new card has a number called the Medicare beneficiary identifier, which is unique to each person and will only be for Medicare coverage. Medicare members are instructed on how to safely and securely destroy their old Medicare card and keep their new Medicare number confidential. The new Medicare card and number will not change coverage or benefits.
Additional information can be found on the CMS website.
What's new for 2019
The following changes and new programs take effect January 1, 2019:
- Group health coaching and support — at no cost to you With Healthy Lifestyle Coaching*, you'll be able to work with a wellness coach to address your health goals such as losing weight, quitting smoking, eating better, reducing stress, and more! This new program offers weekly interactive, group coaching sessions as well some one-on-one support. Make 2019 the year you focus on your health!
- Two new Teladoc programs* Dermatology and behavioral health services will be added to your Teladoc program. *Not available to Aetna International members.
- Changes to prescription drug benefits There will be a new formulary in 2019 that will impact a small group of NAF retirees. Some drugs will be excluded and some will change the tier they are covered under which will impact cost. For any drugs excluded from coverage, there will be alternative drugs covered by the plan.
- Health Incentive Credit program enhancements In 2019, retirees and covered spouses will be able to earn $75 just for completing the online Health Assessment. Plus, retirees can earn up to $300 ($50 more than last year) and retirees who cover dependents can earn up to $600 for completing healthy activities.
- Family medical deductible and out-of-pocket maximum changes If you cover yourself and one or more dependents, your in-network family deductible will be $1,500 in 2019. The new in-network family out-of-pocket maximum will be $8,000. As of January 1, 2019, once the expenses of any family member(s) reaches the deductible, the deductible will be considered met for all family members. The same holds true for the out-of-pocket maximum.
2019 Medical & Dental Monthly Premium Rates for Retirees
|Tier||Medical||Dental||Medical & Dental|
|Retiree + child(ren)||$340.34||$18.79||$359.13|
|Retiree + spouse||$407.35||$22.49||$429.84|
|Retiree + family||$539.60||$29.79||$569.39|
Note: Premiums do not apply to Exchange retirees who met qualifications for paid post-retirement health care.