DoD NAF Health Benefits Programs
This website contains all the information you need to learn about your NAF Health Benefits Program. Be sure to review the information carefully to learn about changes and updates to your plan.
During Open Enrollment, which takes place in November each year, retirees currently enrolled in the medical plan may switch their current coverage to another NAF employer-sponsored plan available in their geographic region (if offered by your NAF employer). Standard eligibility criteria will apply. If another plan is not offered in your area, there will be no opportunity to switch at this time.
Any changes made during the enrollment period are effective January 1 of the coming year. If you are not making any changes, you don't have to do anything. Your existing coverage will remain in effect. Keep in mind that there is no opportunity for retirees to enroll, or re-enroll, in a plan that was not offered at the time of retirement, or if a retiree was not eligible to enroll at the time of retirement. However, you may make changes to your coverage elections during the year if you have a qualified family status change. Please contact your Human Resources Office for information and instructions.
- Once you and all covered family members reach age 65, you are not automatically* enrolled in the Aetna Traditional Choice Indemnity Plan. You will need to contact your local Human Resources Office to continue your medical insurance with the Traditional Choice Plan once you turn age 65.
*Exchange retirees will automatically be enrolled in the Aetna Traditional Choice Indemnity Plan and do not need to contact their Human Resources Office.
- When you turn 65 you are required to enroll in Medicare Parts A and B.
The chart below shows the 2015 monthly NAF retiree contributions for the Aetna medical and dental plans.
|Plan||Individual Coverage||Family Coverage|
|Medical and Dental Plans||$172.44||$401.53|
Locate the section below that displays the name of the plan in which you are currently enrolled. Click on the plan-specific item you would like to review.
If you are unsure of which plan applies to you, look on your Aetna ID Card for the plan name. Or, call Aetna Member Services for assistance.
In the U.S. – Aetna Member Services at 1-800-367-6276.
You may also send an e-mail to Member Services through Aetna Navigator (www.aetna.com).
If you live overseas – Aetna International Member Services at
You may also send an e-mail to firstname.lastname@example.org.
Aetna Open Choice® PPO Summary of Benefits & Coverage
Aetna Open Choice® PPO Disclosure Information
Aetna Traditional Choice® Indemnity Disclosure Information
Aetna Traditional Choice® Indemnity Summary of Benefits & Coverage
Aetna Passive PPO Dental Disclosure Information
Medicaid and the Children’s Health Insurance Program
Vision Benefit - Helpful Information
Save with In-Network Labs
Quest and Affiliated Labs Listing
Outpatient Procedures Maximum Allowable Amount
2015 Health Incentive Credit Overview
2015 Retiree Newsletter