Traditional Choice® Indemnity Plan

Based on where you live, the medical plan available in your location is the Traditional Choice® Indemnity Plan from Aetna. 

  • This plan gives you the freedom to receive care from any licensed provider, and pays the same level of benefits regardless of which provider you use.
  • Once you meet the annual deductible, the plan typically pays a percentage of the expense (usually 80%) based on recognized charges, and you pay the balance (usually 20%). This is called “coinsurance.”
  • You pay for the cost of your care up front. Then, you complete and submit a claim form to Aetna to be reimbursed for covered expenses.
  • This plan includes comprehensive prescription drug coverage.

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