Traditional Choice® Indemnity Plan
Based on where you live, the medical plan available in your location is the Traditional Choice® Indemnity Plan from Aetna.
- This plan gives you the freedom to receive care from any licensed provider, and pays the same level of benefits regardless of which provider you use.
- Once you meet the annual deductible, the plan typically pays a percentage of the expense (usually 80%) based on recognized charges, and you pay the balance (usually 20%). This is called “coinsurance.”
- You pay for the cost of your care up front. Then, you complete and submit a claim form to Aetna to be reimbursed for covered expenses.
- This plan includes comprehensive prescription drug coverage.