There are three medical plans available to DoD NAF benefit-eligible employees – Aetna Choice POS II*, Aetna Traditional Choice and Aetna International Traditional Choice (for those who reside overseas). Your zip code determines which plan is available in your area. The majority of the NAF employees qualify for the Choice POS II plan. The Traditional Choice plan is only available to employees who do not have a Choice POS II network in their area.

*In 2016, the Aetna Open Choice PPO plan has been replaced with the Aetna Choice POS II plan. The plan’s benefits and coverage will remain the same. With this change, member and the plan will enjoy more savings as a result of greater negotiated provider costs. When you use the public DocFind search tool on and you are asked to “select a plan,” you will choose Aetna Choice POS II under Aetna Open Access Plans.

Along with the medical plans, there are two dental plans available. The Passive PPO Dental Plan is available to eligible employees who have elected to enroll in a NAF employer sponsored plan. The Stand Alone Dental plan is available to employees who do not want to enroll in a NAF employer sponsored medical plan and want dental coverage only. Please note: Only Regular part-time and Regular full-time employees are eligible for dental benefits. Flex employees are not eligible for dental benefits.

Employees may only enroll or switch medical plans (if available) during the Open Enrollment period that takes place each fall. However, you may make changes to your coverage elections during the year if you have a qualified family status change. Please contact your Human Resources Office for information and instructions.

Plans Available in Your Area

As an active employee, you are eligible to enroll in the Medical and Passive PPO Dental plans. You must enroll in the medical plan in order to enroll in this dental plan. Please note: only part-time and full-time employees are eligible for dental benefits.

The medical plan(s) is available to you are based on your zip code.

  • Enter your home zip code in the box below and you will be directed to the plan information for your location.
  • Review the information that will be presented.
  • When ready, you will return to this page to continue the enrollment process by completing the steps under "2016 Premium Rates and Enrollment Steps"

In the U.S. - enter your home zip code

Outside of the U.S.

Stand Alone Dental

If you are looking for dental coverage, but not medical coverage, you may enroll in the Stand Alone Dental Plan for dental-only benefits during Open Enrollment or during the eligibility period for new hires. The Stand Alone Dental Plan cannot be combined with enrollment in a medical plan under the DoD NAF Health Benefits Program. Please note: Only Regular part-time and Regular full-time employees are eligible for dental benefits.

Click on the items below to learn more about the Stand Alone Dental Plan.

Aetna Dental

Aetna Dental
Programs and

Get to Know Your
Dental Benefits

Save on Dental


Orthodontia Benefits

Aetna Stand Alone Dental Summary Plan Description
Aetna Stand Alone Dental Plan Disclosure Information

Flexible Spending Accounts

You may choose to participate in the Health Care Flexible Spending Account (FSA) or the Dependent Care FSA, or both. A Health Care FSA is used to reimburse yourself for medical, dental and vision expenses not covered by your health plan. A Dependent Care FSA is used to reimburse yourself for child or adult day care services needed because you work. FSAs offer an easy and convenient way to set aside money on a pre-tax basis to reimburse yourself for eligible out-of-pocket expenses. Learn more about FSAs at and by clicking on the FSA links below.

Note: You do not have to be enrolled in an employer-sponsored health plan to have an FSA. You must enroll every year for an FSA – your current election does not carry forward from year to year. FSAs are not available to all NAF employees. Please consult your employer-specific plan documents for details.

FSA Overview

FSA Participant
Quick Reference

2016 FSA

FSA Credit-Debit
Mastercard Info.




FSA Mobile App
PayFlex FSA Claim Form
Click here for prior year documents.

2016 Premium Rates and Enrollment Steps

Review the 2016 medical and dental bi-weekly premiums below. (Contact your local Human Resource Office for the cost of Group Term Insurance.)

STEP 2 - Final Step
To enroll in your benefits, sign-on to eBenefits:

At work:  
Go to Employee Self Service
Enter your TSS ID (“Y” number) and password. 
Click on “eBenefits” under Family & Benefits.

Away from work:  
Go to
Your User ID for eBenefits is your TSS ID (“Y” number).

The first time you visit, click on "Create or reset your password" from the eBenefits log in screen and create a new password by providing your User ID, last 4 digits of your Social Security Number and birth date.

Reference Documents
2016 Open Enrollment Newsletter
Notice of Creditable Coverage

Click here for prior year plan documents.

Aetna Contact Info.

If you are unsure of which plan applies to you, look on your Aetna ID Card for the plan name.
Or, call Aetna Member Services for assistance.

In the U.S. – Aetna Member Services at 1-800-367-6276.

You may also send an e-mail to Member Services through Aetna Navigator (
Click on “Contact Us” at the top of the home page. Choose “E-mail Member Services."

If you live overseas – Aetna International Member Services at 1-888-506-2278.
Or call collect at 1-813-775-0189.

You may also send an e-mail to

Exchange Contact Info.

Human Resources Support Center (HRSC)
DSN 967-6190
6 a.m.-7p.m. CST