Department of the Army

blobby.pngWhat's new for 2019

  • Meet Alex, your new interactive benefits counselor
    There’s a lot to consider as you make your enrollment decisions for 2019 — but now you’ve got help. Alex is an online tool that can help you choose the right benefits. He’s smart, friendly and easy to use. Just give him some basic information and he’ll walk you through your plan options for medical, dental and Flexible Spending Accounts (FSAs). He’ll suggest benefits that match your needs, budget and preferences.

    Alex is programmed to coach on ACTIVE employee benefits only. Meet Alex now!

The changes and new programs for 2019 allow your DoD NAF employer to continue to offer valuable and cost effective benefits. These changes and enhancements take effect January 1, 2019:

  • Group health coaching and support — at no cost to you
    With Healthy Lifestyle Coaching*, you'll be able to work with a wellness coach to address your health goals such as losing weight, quitting smoking, eating better, reducing stress, and more! This new program offers weekly interactive, group coaching sessions as well as some one-on-one support. Make 2019 the year you focus on your health!
  • Two new Teladoc programs*
    Dermatology and behavioral health services will be added to your Teladoc program. *Not available to Aetna International members.
  • Changes to prescription drug benefits
    There will be a new formulary in 2019 that will impact a small group of NAF employees. Some drugs will be excluded and some will change the tier they are covered under which will impact cost. For any drugs excluded from coverage, there will be alternative drugs covered by the plan.
  • Health Incentive Credit program enhancements
    In 2019, employees and covered spouses will be able to earn $75 just for completing the online Health Assessment. Plus, employees can earn up to $300 ($50 more than last year) and families can earn up to $600 for completing healthy activities.
  • Family medical deductible and out-of-pocket maximum changes
    If you cover yourself and one or more dependents, your in-network family deductible will be $1,500 in 2019. The new in-network family out-of-pocket maximum will be $8,000. As of January 1, 2019, once the expenses of any family member(s) reaches the deductible, the deductible will be considered met for all family members. The same holds true for the out-of-pocket maximum.

To find the plan(s) available to you, enter the 5-digit ZIP code of your home address:

If you are living in Puerto Rico, enter your ZIP code. If you are living outside of the U.S. (including Guam), find more information here.

Open Enrollment (November 1-30, 2018) 

The elections you make during Open Enrollment will take effect January 1, 2019. The plan available to you is based on your geographic location. If you are not changing anything, your current plan will carry over into 2019, except your FSA elections which need to be elected each year. We encourage you to visit your NAF employer page under the NAF Enrollment tab on this website. During Open Enrollment you can:

  • Join the DoD NAF Health Benefits Program (HBP). The plan available to you is based on your geographic location.
  • Switch plans (if applicable).
  • Add or remove eligible dependents. You also may make these changes during the plan year within 31 days of a qualified life event, such as marriage, divorce, birth or adoption.
  • Enroll in the health care and/or dependent care Flexible Spending Accounts (FSAs) offered by your DoD NAF employer. You must elect to participate in one or both FSAs each year. You will also need to actively elect a contribution amount each year. Learn more about the FSAs.

To enroll in health benefits, follow the steps below:

  • Identify what plan(s) you are eligible for by entering your zip code below.
  • Review the 2019 medical and dental bi-weekly premiums.

    TierMedicalDentalMedical & DentalStand Alone Dental
    Employee only $81.39 $4.50 $85.89 $16.10
    Employee + child(ren) $157.08 $8.68 $165.76 $36.24
    Employee + spouse $188.01 $10.38 $198.39 $32.21
    Employee + family $249.05 $13.76 $262.81 $52.34
  • Print, complete and submit your enrollment form(s) and documentation to your Human Resources Office (HRO) staff.

  • Call or visit your local Human Resources Office (HRO) to enroll.


Army Contact Information

Medical Benefits Information and Support NAF Employee Benefits Office

Flexible Spending Accounts Information and Support

For local HRO support, consult your local directory.

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